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Seller Library · Guide 06

What a REALTOR
actually does
in Utah.

The line-by-line version, not the brochure version. Eighty-plus tasks across four phases, what is negotiable, what is brokerage policy, and what your commission is actually buying. From a dual-licensed Cedar City REALTOR who would rather earn your business than win it on vibes.

87
Discrete tasks across one Southern Utah listing
4
Phases from listing prep to closing day
2
Active Utah licenses I hold on the same move
$0
Of your commission paid before closing
Skin in the game.

Task counts reflect a typical Iron County or Washington County listing through Real Broker LLC.

Why this page exists

Most agents will not show you
this list before you sign.

If you ask ten Southern Utah agents what they actually do for the commission, you will get ten different speeches and almost no specifics. That is by design. The vague answer is harder to argue with than the itemized one.

So here is the itemized one. Every task I run on a typical Cedar City or St. George listing, grouped by phase, with the parts that are negotiable, the parts that are brokerage policy, and the parts that are state-mandated. After you read this, the conversation about commission stops being a guessing game and starts being a real conversation about value. Which is the only conversation worth having.

The full task list

Eighty-seven tasks.
Four phases.

This is not exhaustive and it is not theoretical. This is the actual checklist I work through on a Cedar City, St. George, Washington, Hurricane, Ivins, or Santa Clara listing, give or take a handful of address-specific tasks. The numbers reset between phases for readability, not because the work resets.

Phase 01

Pre-listing. Before the world sees the home.

29 tasks

This is where listings are won or lost, and where most sellers underestimate the workload. If pricing is wrong, photos are weak, or the disclosure package is sloppy, no amount of phase-two marketing fixes it.

  1. Initial seller consultation, in person or virtual
  2. Property walk-through and condition assessment
  3. Comparative Market Analysis pulled from current MLS data
  4. Pricing band recommendation with three scenarios
  5. Listing strategy document, written, sent before signing
  6. Listing agreement preparation and review
  7. Agency disclosure signed (Utah requires)
  8. Seller property condition disclosure prepared
  9. Lead-based paint disclosure if pre-1978
  10. HOA document request and review
  11. Title pre-check ordered, lien and ownership cleared
  12. Mortgage payoff request from current lender
  13. Prep checklist customized to this home
  14. Pre-listing inspection coordination if recommended
  15. Staging consultation, in-home or virtual
  16. Photography scheduled and prepped
  17. Drone photography scheduled if applicable
  18. 3D walk-through scheduled if applicable
  19. Twilight photography for premium price points
  20. Listing copy written, fact-checked, plot-mapped
  21. MLS entry built with full attribute accuracy
  22. Tax record cross-checked against current condition
  23. Square footage source documented per UAR rules
  24. Showing instructions written for buyer agents
  25. Lockbox installed and access protocols set
  26. Sign installed, sign rider ordered if applicable
  27. Pre-launch private email to recent buyer-agent contacts
  28. Coming Soon status used strategically if it helps
  29. Final pricing confirmation 24 hours before go-live
Phase 02

Listed and active. Generating real interest.

25 tasks

Once a home goes live, this becomes a multi-channel job. MLS exposure is table stakes. The work that separates listings is what happens off the MLS: targeted outreach, the MovingUtah.com network, real showing feedback, and the honest mid-listing pricing conversation if traffic is light.

  1. MLS publication and status verification
  2. Syndication to Zillow, Realtor.com, Redfin, Homes.com
  3. Featured placement on MovingUtah.com network
  4. Cross-link from relevant subdivision and city pages
  5. Social media announcement, organic and paid where it fits
  6. Email campaign to Southern Utah buyer-agent network
  7. Direct outreach to agents with active matched buyers
  8. Print marketing if the price point justifies it
  9. Open house planned, hosted, followed up
  10. Broker tour scheduled if it makes sense for this address
  11. Showing scheduling through ShowingTime or equivalent
  12. Real-time showing notifications to seller
  13. Showing feedback request and consolidated report
  14. Weekly seller update with traffic, feedback, comps
  15. Comp refresh every two weeks while listed
  16. New competing listings tracked and reported
  17. Sold competing listings tracked and reported
  18. Mid-listing pricing review if pace is slower than projected
  19. Price adjustment strategy if needed, with rationale
  20. Offer received, agency disclosure confirmed
  21. Offer terms broken down for seller, line by line
  22. Buyer pre-approval verification with the buyer's lender
  23. Counter-offer strategy and drafting
  24. Multiple offer protocol if applicable, in writing
  25. Acceptance, signature collection, REPC fully executed
Phase 03

Under contract. The 30 days that decide it.

17 tasks

Most listings that fall apart fall apart between mutual acceptance and clear-to-close. Inspection objections, appraisal misses, financing surprises, and title hiccups all live in this window. This is where calm, deadline-aware quarterbacking matters more than any other phase.

  1. Earnest money confirmation and receipt
  2. Title order placed with seller's chosen title company
  3. Inspection scheduling coordination
  4. Inspection report reviewed line by line with seller
  5. Buyer due-diligence objection response drafted
  6. Repair negotiation, credit alternative, or hold-firm strategy
  7. Licensed-contractor bids if repair is the path chosen
  8. Repair completion and receipts documented
  9. Appraisal scheduling and access
  10. Appraiser packet prepared with relevant comps
  11. Low appraisal scenario response if it happens
  12. Buyer financing milestones monitored, lender contacted
  13. HOA estoppel ordered and reviewed
  14. Survey ordered if contract requires
  15. Settlement statement preview reviewed for accuracy
  16. Clear-to-close confirmation from buyer's lender
  17. Final contingency removal documented in writing
Phase 04

Closing and after. Funded, recorded, done right.

16 tasks

The closing itself is straightforward when phases one through three were run cleanly. Post-close is where good agents earn future business: deed recording verification, utility transfer help, address-change cheat sheets, and a real check-in the week after move-in.

  1. Final walk-through coordination with buyer
  2. Possession date logistics, key handling, garage codes
  3. Utility transfer guidance for seller
  4. Settlement statement final review with seller
  5. Signing coordination with title company
  6. Power of attorney coordination if remote signing
  7. Wire transfer instructions verified to prevent fraud
  8. Funding confirmation from title company
  9. Deed recording confirmation at Iron or Washington County
  10. Disbursement of net proceeds confirmed
  11. MLS status updated to Sold with correct figures
  12. Final marketing takedown across syndication network
  13. Tax record verification post-recording
  14. Closing gift sent if it fits the seller
  15. Post-close check-in one week after possession
  16. Annual home value report mailed each year forward
What is negotiable

Almost everything,
if you ask.

Utah law allows the listing agreement to be written almost any way the parties agree. The two limits are brokerage policy on the agent's side and what is legally enforceable. Beyond those, the document is what you negotiate it to be. Here is the honest map of which levers move.

Fully negotiable

Listing-side commission rate

There is no fixed rate in Utah. Each brokerage has internal minimums, but what you sign for is what you negotiated for. The rate should be tied to scope: a full-service listing at a luxury price point is a different scope than a 250k starter home, and the rate often reflects that.

Negotiability: very high
Fully negotiable

Buyer-side concession from seller

After the 2024 NAR settlement, what the seller offers toward the buyer's agent compensation is explicitly negotiable and can no longer be advertised inside most MLS systems. You decide whether to offer it, how much, and how to position it in the listing. I will give you the strategic context for your specific home and market.

Negotiability: very high
Fully negotiable

Listing term length

The default Utah listing agreement is often six months. I commonly write 90 or 120 days for sellers who want a shorter trial. If the market is slow, I would rather earn a renewal than trap a seller into a long term.

Negotiability: high
Fully negotiable

Cancellation rights and reimbursement

If we are not a fit, you should not be stuck. I write listing agreements with a reasonable cancellation clause. Up-front marketing costs (professional photos, drone, 3D, twilight) are sometimes reimbursable if the seller cancels before any showings, depending on what was spent. Get the answer in writing, not verbally, with any agent.

Negotiability: high
Brokerage policy

Required disclosures and brokerage minimums

Some elements are not negotiable with the individual agent: agency disclosure, seller property condition disclosure, lead-based paint for pre-1978, brokerage-level minimum commissions, and any technology or transaction fees the brokerage charges. These vary brokerage to brokerage and they should be disclosed to you up front in writing.

Negotiability: low
Fixed by law

State-mandated forms and timing

The Utah REPC (Real Estate Purchase Contract), the timing of due-diligence and financing deadlines once those dates are written, and the recording requirements at the county level are not flexible. Any agent telling you otherwise is wrong. We can negotiate the dates inside the contract, but the structure is statutory.

Negotiability: none
Where commission goes

It does not all hit my checking account.

Sellers often picture the listing commission landing in a single bank account. The reality of a working REALTOR's cost structure is a lot less glamorous. Here is what a representative one percent of a closed listing breaks into, before personal taxes are touched.

Brokerage split and fees 15 to 30 percent

Every agent works under a broker. Each brokerage takes a share of the gross commission. Real Broker LLC, my brokerage, uses a cap-based model that is more agent-friendly than most, but every brokerage has some cost.

Marketing for this listing 5 to 15 percent

Professional photography, drone, 3D walk-through, premium MLS placement, MovingUtah.com network exposure, social ads when they fit. This is fronted by me, recouped only at close.

Annual business overhead 15 to 25 percent

MLS dues, NAR and state and local board dues, errors and omissions insurance, CRM software, transaction management software, license renewal, continuing education, accounting, the websites you are reading right now.

Self-employment taxes 15.3 percent

As a 1099 contractor through Real Broker LLC, I pay both halves of FICA before any income tax is calculated. Federal and state income tax come out on top of that.

Take-home, after the above Roughly 25 to 40 percent

This is before federal income tax, state income tax, retirement contributions, and the cost of carrying the listings that did not close. It is not a complaint, it is a context. The commission you pay is funding a small business, not buying a yacht.

Ranges reflect typical 1099 sales-agent economics in the Real Broker LLC structure and similar brokerages. Numbers vary by agent, market, and year.

The coordinator advantage

One licensed person
quarterbacking both sides.

Most home sales in Southern Utah are actually two transactions stacked on top of each other: selling the current home and buying or financing the next one. Normally that is four separate parties on two timelines. Here is how the dual-license model changes that.

Sale side

Listing your current home

I am your listing agent through Real Broker LLC. Pricing, marketing, negotiation, contract management, close. Same person, start to finish.

  • Real Broker LLC, licensed REALTOR
  • Commission paid by you at close
  • Fiduciary to you as seller
Purchase side

Financing your next home

I am your mortgage lender (NMLS 1794818) on the purchase. The buyer agent on your purchase is a referred trusted partner from my network, since I cannot legally serve as both buyer agent and lender on the same transaction.

  • Mortgage lender, NMLS 1794818
  • Lender fees disclosed up front
  • Buyer agent referred, separately contracted
What this means in practice

The pricing strategy on your sale and the affordability math on your next purchase are coordinated through one person who is fluent in both. Bridge timing, contingency strategy, lock-and-pre-approval sequencing, and the final settlement-statement reconciliation all happen with one quarterback instead of a relay race between strangers. The buyer-side agent works alongside me, on your team, with their own fiduciary to you on the purchase.

See the buy-before-you-sell playbook
The honest version

When you might not
need a listing agent.

I will lose business saying this, and I do not care. For sale by owner is legal in Utah. Sometimes it is the right answer. Here is when it might be.

Worth considering FSBO
  • You already have a known buyer (family, neighbor, tenant)
  • The home is in red-hot demand, low inventory, easy comp
  • You have time to manage showings, calls, contracts
  • You are willing to retain a real estate attorney for paperwork
Listing agent earns the fee
  • You need real MLS exposure and buyer-agent reach
  • Pricing is uncertain or the property has unusual attributes
  • The sale is divorce, probate, or remote and emotionally heavy
  • You are also buying the next home and need coordination

National Association of REALTORS data has consistently shown FSBO homes sell for less than agent-listed comparables. Whether that gap exceeds the commission is the actual question. The honest answer depends on your home.

Try the relationship before you commit to it

A pricing band is the lowest-pressure way to start.

Now that you know what an agent actually does, you can decide whether you want me to do it. The valuation form is a no-strings way to test the working relationship. You get a real pricing band on your specific address from current Iron or Washington County comps. If you like how that conversation goes, we keep talking. If you do not, you keep the data.

Get my pricing band
Frequently asked

Real questions, real answers.

Is the listing commission negotiable in Utah?

+

Yes. Every commission rate, every concession, and every term in a Utah listing agreement is negotiable between you and the agent. Brokerages have internal minimums but the rate you sign for is the rate you negotiated. After the 2024 NAR settlement, what the seller pays to the buyer side is also explicitly negotiable rather than baked into the MLS.

What happens if I sign with an agent and my home does not sell?

+

Read the cancellation language before you sign. A standard Utah listing is six months but most reasonable agents will release you without penalty if the relationship is not working, especially before any showings. Up-front photography and marketing cost reimbursement is sometimes written in. Ask in advance. Get the answer in writing.

Can I sell my home in Utah without a REALTOR?

+

Yes. For sale by owner is legal in Utah. The trade-off is doing the pricing, marketing, MLS exposure, showings, negotiation, disclosure, contract management, title coordination, and closing logistics yourself, often while still paying a buyer-side agent. National data consistently shows FSBO homes sell for less than agent-listed comparables. Whether that gap exceeds the commission depends on the home, the market, and your time.

What does a dual-licensed REALTOR and lender do differently?

+

When you sell one home and buy another, those are normally two transactions handled by four separate parties. As a dual-licensed REALTOR and mortgage lender, I can list your current home and finance your next purchase, which means the pricing strategy, the timing, and the financing are all coordinated through one person. The buyer-side agent on your next purchase is a referred trusted partner, since I cannot legally act as both your buyer agent and your lender on the same purchase.

What is the difference between a REALTOR, a real estate agent, and a broker in Utah?

+

A real estate agent in Utah is anyone licensed by the Utah Division of Real Estate. A REALTOR is an agent who is also a member of the National Association of REALTORS and bound by its Code of Ethics. A broker has additional licensure that allows them to own or manage a brokerage and supervise agents. Most listing agents you meet in Southern Utah are licensed sales agents who work under a principal broker. I am brokered by Real Broker LLC.

Read the list. Test the pitch.

Now you know
what to ask for.

You just read the line-by-line. The next conversation should be a real one, with a real pricing band, no signup wall, no obligation. Get the valuation when you are ready. Phone and Calendly are here if you would rather start by talking.