Scott walked us through three loan options side by side and never pushed us toward the one with the biggest commission. We closed on our St. George home with the program that actually fit us. That kind of honesty is rare.
Client Reviews
Reviews from real Southern Utah clients.
Most of these are from the mortgage side of my work. The names, the cities, and the standard of care are the same.
Cedar City, St. George, Washington, Hurricane, Ivins, Santa Clara. Families and retirees. One coordinator from start to keys.
12 published reviews and counting
I publish these reviews because the people behind them earned the say. Most are from my mortgage practice, which has been public-facing longer than my real estate work. The through-line, whether I’m writing your loan or listing your house, is that the same person picks up the phone, answers the email, and walks the property with you.
What clients say
Twelve stories from Cedar City to St. George.
We were retiring from California and had no idea where to start with a Utah mortgage. Scott was patient, clear, and answered every email within hours. We ended up in Kayenta and could not be happier.
Scott explained the UHC zero-down program in a way that actually made sense. As a first-time buyer in Cedar City, I felt like I had a coach, not a salesman.
We had been turned down by two other lenders before Scott. He found a path we did not know existed and got us into our Washington home on schedule. He fights for his clients.
Scott helped us refinance, then a year later helped us purchase a Hurricane property. Same guy, same care, both times. Knows Sand Hollow inside and out.
Scott took the time to explain how a reverse mortgage actually works, with no pressure either way. We ended up using a HECM to buy our Ivins home and free up cash. Wish we had met him five years sooner.
We moved up from our starter home in Santa Clara to a larger build closer to Snow Canyon. Scott coordinated our sale lender (his real estate hat) and our new loan (his lender hat). The whole thing felt like one conversation instead of three.
Scott structured our financing so we could close on a new construction home before our existing one sold. He walked us through the risk honestly and the timeline held. Cedar City builder, Cedar City lender, no surprises.
I called Scott on a Sunday with a panic question about my closing disclosure. He picked up. He explained it. He saved my closing. That sums up the experience.
Most lenders quote you a rate and disappear. Scott actually picked up the phone every time, even after closing, when I had escrow questions a year later. He treats you like a neighbor because he is one.
Scott helped my parents right-size from their two-story in St. George to a single-level home a few blocks away. He understood that this was about their knees and their grandkids, not a transaction.
First-time buyer, VA loan, tight budget. Scott found me a Washington home in my price range and got me to the closing table with zero stress. His MovingUtah.com site is also how I found him in the first place.
A note on the mix
Most of these reviews are from the mortgage side of my work. The real estate side is newer for me publicly, but the people I serve are the same: Southern Utah families and retirees making one of the biggest decisions they’ll make. Same care. Same coordination. Same Scott.
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