Scott Buehler Veritas Funding
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USDA Rural Development Loans

Live Comfortably in Rural Utah - Ask Me if Your Address Qualifies!

Using a USDA loan, buyers can finance 100% of a home’s purchase price while getting access to better-than-average mortgage rates. This is because USDA mortgage rates are discounted as compared to rates with other low-down payment loans.

The United States Department of Agriculture (USDA) sets lending guidelines for the program, which is why it is also called the USDA Rural Development (RD) Loan. This mortgage type reduces costs for home buyers in rural and suburban areas. It is one of the most cost effective home buying programs in the marketplace today.

With flexible requirements, USDA loans feature:

  • 100% financing + required guarantee fee = 102% of the appraised value
  • Low FICO score requirements
  • Low interest rates
  • Low closing costs
  • Gift funds can be used for closing costs
  • 30-year, fixed-rate mortgage

Ineligible Southern Utah Areas

As of March 7th, 2020, the areas in Southern Utah highlighted in yellow are ineligible for a USDA Rural loan.

If you are considering a USDA Rural loan, ask Scott if your area is eligible.

Southern Utah USDA Ineligible Areas

Ineligible Wasatch Front Areas in Northern Utah

As of March 7th, 2020, the areas in the Wasatch Front area of Utah highlighted in yellow are ineligible for a USDA Rural loan.

If you are considering a USDA Rural loan, ask Scott if your area is eligible.

Wasatch Front Utah Ineligible Areas

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Loan Application

Do I Qualify?

There's a lot that goes into qualifying for a home loan. Factors such as credit score, debt, income and more play a huge part of the decision making process. Consider taking my questionnaire and we'll discuss your mortgage options.

Loan Programs

First Time Homebuyer

Want a clearer picture of the home buying process? Tap the book below to download my 14-page first time home buyer booklet.

Scott Buehler Homebuyer Book
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