Save Money with a Utah or California Refinance
Refinance, also called refinancing or refi, is the process by which one loan is replaced by another loan, in most cases with more favorable terms. The new loan is used to pay off the original loan. Refinancing is done to take advantage of lower interest rates, to reduce monthly payments or to consolidate debt.
Generally, if refinancing will save you money, help you build equity and pay off your mortgage faster, it’s a good decision.
“If you can shave one-half to three-quarters of a percentage point off your mortgage rate by refinancing, you should look into it,” says Greg McBride, CFA, chief financial analyst for Bankrate. “Just be sure the cumulative savings on monthly payments is enough to offset the costs of refinancing. If you’re planning on moving in the next year or two, it might not.”
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43 S 100 E, Suite 200
St. George, UT 84770
Utah Lic #10929807
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