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Utah Jumbo Loans

Need a mortgage beyond conforming loan limits? Ask abut my Jumbo loans program!

What is a Utah Jumbo Loan?

As home prices continue to go up and the need for people to have their dreams homes with a lot of space, there is more need for home loans  that exceed the Federal Housing Finance Agency conforming limits, otherwise known as a Jumbo loan.

Also called non-conforming conventional mortgages, Jumbo loans are considered riskier for lenders because these loans can’t be guaranteed by Fannie Mae and Freddie Mac, meaning the lender is not protected from losses if a borrower defaults. Jumbo loans are typically available with either a fixed interest rate or an adjustable rate, and they come with a variety of terms.

The rules and requirements for Jumbo loans are different than conventional loans.

* Loan terms and limits subject to change. This page is meant for educational purposes is not a commitment to lend. To qualify for a Utah Jumbo mortgage loan, please speak to Scott Buehler or apply online.

Important Factors to Consider for Jumbo Loans

  • Maximum financing: 80% LTV up to $1M
  • Maximum financing: 75% LTV up to $1.5M
  • Maximum financing: 70% LTV up to $2M
  • Minimum credit score starts at 660
  • Some second home options available
  • Competitive wholesale interest rates
  • Up-front origination fee required
  • Loans beyond $510,400 for those who qualify
  • 30-year and 15-year fixed available
  • 3/1 ARM, 5/1 ARM & 7/1 ARM available

Please note: 5/1 ARM and 7/1 ARM (5 year and 7 year) programs are temporarily suspended due to COVID-19.

Information about Utah Jumbo Loans

Many restrictions apply for this Utah Jumbo loan program. Not all that apply will qualify.

Scott Buehler works with a wholesale lending partner that offers very competitive Jumbo rates throughout Utah.

In order to provide these competitive rates through a Veritas Funding broker channel, an up-front origination fee is required.

See if a Utah Jumbo Mortgage is Right For You!

Please fill out the following information and I will give you a call to discuss your Utah Jumbo home loan options!

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Scott Buehler Homebuyer Book

Free Homebuying Guide

Learn the benefits of buying a home including potential equity growth, predictable costs, possible tax write-offs, freedom to renovate and decorate and so much more.

You will also learn the steps to purchasing a home. From getting pre-qualified, shopping for a home, appraisals and finalizing your home purchase at the closing table.

Tap to download your Home Buyer Guide below!

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