Secure Your Financial Future
Fixed-rate mortgages protect you against rising rates since the interest rate remains the same for the entire term of the loan. Plus, you have the flexibility of selecting a 10, 15, 20, 25 or 30-year term (depending on the loan type). The main difference is the lower term options have higher monthly payments, which also means you are building home equity faster. Keep in mind you can use equity as a down payment for a new home if you sell your existing home or take out equity with a cash-out refinance.
If you plan on staying in your home for a longer time frame, a fixed-rate mortgage could be the right solution for you since this option features:
*This does not constitute tax advice. Please consult a tax adviser regarding your specific situation.
There's a lot that goes into qualifying for a home loan. Factors such as credit score, debt, income and more play a huge part of the decision making process. Consider taking my questionnaire and we'll discuss your mortgage options.
First Time Homebuyer
Want a clearer picture of the home buying process? Tap the book below to download my 14-page first time homebuyer booklet.
375 E Riverside Drive Suite 300
St George, UT 84790
Licensed in Utah #10929807
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