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Utah FHA Loan Limits 2023

An annually updated page showing FHA loan limits for all Utah counties.

What is an FHA loan limit? The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually, and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. 

Looking for Utah Conforming loan limits for 2023?

Utah 2023 FHA Limits by County

Below you will find a table that is sorted alphabetically by all counties in Utah.

1-Unit - Likely a single-family home, these limits are for the majority of homes purchased in Utah.

2-Unit - Commonly known as a duplex, if you are purchasing a property that has two units under a single structure, then follow the 2-unit loan limit column.

3-4 unit conforming limits are available upon request. This wasn't provided to improve the mobile experience.

A note about these Utah conforming limits. These are FHA loan limits. You are able to purchase a property over these limits with your down payment. If you qualify for the max loan limit but was to buy a property that is $50,000 over the FHA loan limit, it's possible with a $50,000 minimum down payment or consider the Conventional loan which has higher Utah Conforming loan limits available.

Example loan scenario: You want to buy a single-family home in St George, Utah. Washington County has an FHA loan limit of $593,400. You could purchase a home for $614,922 with the minimum FHA down payment and you'd be within the FHA loan limit.

Utah County FHA Limits Table

Utah County1 Unit2 Units
Beaver$472,030$604,400
Box Elder$744,050$952,500
Cache$492,200$630,100
Carbon$472,030$604,400
Daggett$472,030$604,400
Davis$744,050$952,500
Duchesne$472,030$604,400
Emery$472,030$604,400
Garfield$472,030$604,400
Grand$543,950$696,350
Iron$472,030$604,400
Juab$601,450$769,950
Kane$472,030$604,400
Millard$472,030$604,400
Morgan$744,050$952,500
Piute$472,030$604,400
Rich$531,300$680,150
Salt Lake$619,850$793,500
San Juan$472,030$604,400
Sanpete$472,030$604,400
Sevier$472,030$604,400
Summit$1,089,300$1,394,775
Tooele$619,850$793,500
Uintah$472,030$604,400
Utah$601,450$769,950
Wasatch$1,089,300$1,394,775
Washington$593,400$759,650
Wayne$472,030$604,400
Weber$744,050$952,500

Are you currently home shopping? If you are currently home shopping in Utah but haven't spoken to a home loan lender about the home loan process, consider Scott Buehler as your Loan Officer! Whether you are a first-time or experienced homebuyer, Scott Buehler would be thrilled to be by your side throughout the home purchase process!

Begin your 60-second questionnaire to get started! Scott will happily guide you through the process, issue you a prequalification letter to your real estate agent after a loan review and help you with your home loan options.

Important Disclaimers

The content on this page provides general consumer information. It is not legal advice or regulatory guidance. Scott Buehler updates this information periodically. This information may include links or references to third-party resources or content. Scott Buehler or Guild Mortgage does not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that may also serve your needs. Guild Mortgage does not offer real estate services. Contact a licensed Real Estate Agent for real estate information. Guild Mortgage does not provide credit repair services. Guild Mortgage does not offer tax services. Contact your tax preparer for advice on your personal or business taxes.
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