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Utah FHA Loan Limits 2022

An annually updated page showing FHA loan limits for all Utah counties.

What is an FHA loan limit? The FHA has a maximum loan amount that it will insure, which is known as the FHA lending limit. These loan limits are calculated and updated annually., and are influenced by the conventional loan limits set by Fannie Mae and Freddie Mac. 

Looking for Utah Conforming loan limits for 2022?

Utah 2022 FHA Limits by County

Below you will find a table that is sorted alphabetically by all counties in Utah.

1-Unit - Likely a single-family home, these limits are for the majority of homes purchased in Utah.

2-Unit - Commonly known as a duplex, if you are purchasing a property that has two units under a single structure, then follow the 2-unit loan limit column.

3-4 unit conforming limits are available upon request. This wasn't provided to improve the mobile experience.

A note about these Utah conforming limits. These are FHA loan limits. You are able to purchase a property over these limits with your down payment. If you qualify for the max loan limit but was to buy a property that is $50,000 over the FHA loan limit, it's possible with a $50,000 minimum down payment or consider the Conventional loan which has higher Utah Conforming loan limits available.

Example loan scenario: You want to buy a single-family home in St George, Utah which is in Washington county. Washington county has a FHA loan limit of $481,850. You could purchase a home for $499,326 with the minimum FHA down payment and you'd be within the FHA loan limit.

Utah County FHA Limits Table

Utah County1 Unit2 Units
Beaver$420,680$538,650
Box Elder$646,300$827,400
Cache$420,680$538,650
Carbon$420,680$538,650
Daggett$420,680$538,650
Davis$646,300$827,400
Duchesne$420,680$538,650
Emery$420,680$538,650
Garfield$420,680$538,650
Grand$420,680$538,650
Iron$420,680$538,650
Juab$508,300$650,700
Kane$420,680$538,650
Millard$420,680$538,650
Morgan$646,300$827,400
Piute$420,680$538,650
Rich$447,350$572,700
Salt Lake$523,250$669,850
San Juan$420,680$538,650
Sanpete$420,680$538,650
Sevier$420,680$538,650
Summit$970,800$1,243,050
Tooele$523,250$669,850
Uintah$420,680$538,650
Utah$508,300$650,700
Wasatch$970,800$1,243,050
Washington$481,850$616,850
Wayne$420,680$538,650
Weber$646,300$827,400

Are you currently home shopping? If you are currently home shopping in Utah but haven't spoken to a home loan lender about the home loan process, consider Scott Buehler as your Loan Officer! Whether you are a first-time or experienced homebuyer, Scott Buehler would be thrilled to be by your side throughout the home purchase process!

Begin your 60-second questionnaire to get started! Scott will happily guide you through the process, issue you a prequalification letter to your real estate agent after a loan review and help you with your home loan options.

Important Disclaimers

The content on this page provides general consumer information. It is not legal advice or regulatory guidance. Scott Buehler updates this information periodically. This information may include links or references to third-party resources or content. Scott Buehler or Veritas Funding does not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that may also serve your needs. Veritas Funding does not offer real estate services. Contact a licensed Real Estate Agent for real estate information. Veritas Funding does not provide credit repair services. Veritas Funding does not offer tax services. Contact your tax preparer for advice on your personal or business taxes.
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