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Utah Conforming Loan Limits 2022

An annually updated page showing Fannie Mae and Freddie Mac Conforming loan limits.

What is a Conforming Loan Limit? Both Fannie Mae and Freddie Mac set limits on home loans that they will buy or guarantee. The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages delivered to Fannie Mae and Freddie Mac.

Looking for Utah FHA loan limits for 2022?

Take it with you! For convenience, I've provided a downloadable and printable conforming loan limit PDF above that can be referenced when looking for properties. Simply look up the county that your property is located and reference the conforming limit on this page.

Utah 2022 Conforming Limits

Below you will find a table that is sorted alphabetically by Utah county.

1-Unit - Likely a single-family home, these limits are for the majority of homes purchased in Utah.

2-Unit - Commonly known as a duplex, if you are purchasing a property that has two units under a single structure, then follow the 2-unit loan limit column.

3–4-Unit conforming limits are available upon request. This wasn't provided to improve the mobile experience.

A note about these Utah conforming limits These are conforming loan limits. You are able to purchase a property over these limits with a down payment. As an example and if you qualify, if your goal is to put 5% down on a property and that property is located in Washington County Utah, you could purchase a property up to $681,263 and have a loan of $647,200 and still be considered conforming.

Utah County Conforming Limits Table

Utah County1 Unit2 Units
Beaver$647,200$828,700
Box Elder$647,200$828,700
Cache$647,200$828,700
Carbon$647,200$828,700
Daggett$647,200$828,700
Davis$647,200$828,700
Duchesne$647,200$828,700
Emery$647,200$828,700
Garfield$647,200$828,700
Grand$647,200$828,700
Iron$647,200$828,700
Juab$647,200$828,700
Kane$647,200$828,700
Millard$647,200$828,700
Morgan$647,200$828,700
Piute$647,200$828,700
Rich$647,200$828,700
Salt Lake$647,200$828,700
San Juan$647,200$828,700
Sanpete$647,200$828,700
Sevier$647,200$828,700
Summit$970,800$1,243,050
Tooele$647,200$828,700
Uintah$647,200$828,700
Utah$647,200$828,700
Wasatch$970,800$1,243,050
Washington$647,200$828,700
Wayne$647,200$828,700
Weber$647,200$828,700

Are you currently home shopping? If you are currently home shopping in Utah but haven't spoken to a home loan lender about the home loan process, consider Scott Buehler as your Loan Officer! Whether you are a first-time or experienced homebuyer, Scott Buehler would be thrilled to be by your side throughout the home purchase process!

Begin your 60-second questionnaire to get started! Scott will happily guide you through the process, issue you a prequalification letter to your real estate agent after a loan review and help you with your home loan options.

Important Disclaimers

The content on this page provides general consumer information. It is not legal advice or regulatory guidance. Scott Buehler updates this information periodically. This information may include links or references to third-party resources or content. Scott Buehler or Veritas Funding does not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that may also serve your needs. Veritas Funding does not offer real estate services. Contact a licensed Real Estate Agent for real estate information. Veritas Funding does not provide credit repair services. Veritas Funding does not offer tax services. Contact your tax preparer for advice on your personal or business taxes.
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