What is a Conforming Loan Limit? Both Fannie Mae and Freddie Mac set limits on home loans that they will buy or guarantee. The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages delivered to Fannie Mae and Freddie Mac.
Looking for Utah FHA loan limits for 2022?
Take it with you! For convenience, I've provided a downloadable and printable conforming loan limit PDF above that can be referenced when looking for properties. Simply look up the county that your property is located and reference the conforming limit on this page.
Utah 2022 Conforming Limits
Below you will find a table that is sorted alphabetically by Utah county.
1-Unit - Likely a single-family home, these limits are for the majority of homes purchased in Utah.
2-Unit - Commonly known as a duplex, if you are purchasing a property that has two units under a single structure, then follow the 2-unit loan limit column.
3–4-Unit conforming limits are available upon request. This wasn't provided to improve the mobile experience.
A note about these Utah conforming limits These are conforming loan limits. You are able to purchase a property over these limits with a down payment. As an example and if you qualify, if your goal is to put 5% down on a property and that property is located in Washington County Utah, you could purchase a property up to $681,263 and have a loan of $647,200 and still be considered conforming.
Utah County Conforming Limits Table
| Utah County | 1 Unit | 2 Units |
|---|---|---|
| Beaver | $647,200 | $828,700 |
| Box Elder | $647,200 | $828,700 |
| Cache | $647,200 | $828,700 |
| Carbon | $647,200 | $828,700 |
| Daggett | $647,200 | $828,700 |
| Davis | $647,200 | $828,700 |
| Duchesne | $647,200 | $828,700 |
| Emery | $647,200 | $828,700 |
| Garfield | $647,200 | $828,700 |
| Grand | $647,200 | $828,700 |
| Iron | $647,200 | $828,700 |
| Juab | $647,200 | $828,700 |
| Kane | $647,200 | $828,700 |
| Millard | $647,200 | $828,700 |
| Morgan | $647,200 | $828,700 |
| Piute | $647,200 | $828,700 |
| Rich | $647,200 | $828,700 |
| Salt Lake | $647,200 | $828,700 |
| San Juan | $647,200 | $828,700 |
| Sanpete | $647,200 | $828,700 |
| Sevier | $647,200 | $828,700 |
| Summit | $970,800 | $1,243,050 |
| Tooele | $647,200 | $828,700 |
| Uintah | $647,200 | $828,700 |
| Utah | $647,200 | $828,700 |
| Wasatch | $970,800 | $1,243,050 |
| Washington | $647,200 | $828,700 |
| Wayne | $647,200 | $828,700 |
| Weber | $647,200 | $828,700 |
Over the Conforming Limit?
After your down payment budget, if your home purchase is over the conforming loan limit for your preferred Utah county, consider talking to Scott about his competitive Jumbo home loan options!
Are you currently home shopping? If you are currently home shopping in Utah but haven't spoken to a home loan lender about the home loan process, consider Scott Buehler as your Loan Officer! Whether you are a first-time or experienced homebuyer, Scott Buehler would be thrilled to be by your side throughout the home purchase process!
Begin your 60-second questionnaire to get started! Scott will happily guide you through the process, issue you a prequalification letter to your real estate agent after a loan review and help you with your home loan options.