Utah Conforming Loan Limits 2022

An annually updated page showing Fannie Mae and Freddie Mac Conforming loan limits. 

What is a Conforming Loan Limit? Both Fannie Mae and Freddie Mac set limits on home loans that they will buy or guarantee. The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages delivered to Fannie Mae and Freddie Mac.

Looking for Utah FHA loan limits for 2022?

Take it with you! For convenience, I've provided a downloadable and printable conforming loan limit PDF above that can be referenced when looking for properties. Simply look up the county that your property is located and reference the conforming limit on this page. 

REALTORS® and Real Estate Agents!

The above printable flyer (2022 coming soon) is available to share with your Utah clients. Please reach out to Scott Buehler for more information.

Utah 2022 Conforming Limits

Below you will find a table that is sorted alphabetically by Utah county.

1-Unit - Likely a single-family home, these limits are for the majority of homes purchased in Utah.

2-Unit - Commonly known as a duplex, if you are purchasing a property that has two units under a single structure, then follow the 2-unit loan limit column.

3-4 unit conforming limits are available upon request. This wasn't provided to improve the mobile experience.

A note about these Utah conforming limits

These are conforming loan limits. You are able to purchase a property over these limits with a down payment. As an example and if you qualify, if your goal is to put 5% down on a property and that property is located in Washington County Utah, you could purchase a property up to $681,263 and have a loan of $647,200 and still be considered conforming.

Utah County

1 Unit

2 Units

Beaver

$647,200

$828,700

Box Elder

$647,200

$828,700

Cache

$647,200

$828,700

Carbon

$647,200

$828,700

Daggett

$647,200

$828,700

Davis

$647,200

$828,700

Duchesne

$647,200

$828,700

Emery

$647,200

$828,700

Garfield

$647,200

$828,700

Grand

$647,200

$828,700

Iron

$647,200

$828,700

Juab

$647,200

$828,700

Kane

$647,200

$828,700

Millard

$647,200

$828,700

Morgan

$647,200

$828,700

Piute

$647,200

$828,700

Rich

$647,200

$828,700

Salt Lake

$647,200

$828,700

San Juan

$647,200

$828,700

Sanpete

$647,200

$828,700

Sevier

$647,200

$828,700

Summit

$970,800

$1,243,050

Tooele

$647,200

$828,700

Uintah

$647,200

$828,700

Utah

$647,200

$828,700

Wasatch

$970,800

$1,243,050

Washington

$647,200

$828,700

Wayne

$647,200

$828,700

Weber

$647,200

$828,700

Over the Conforming Limit?

After your down payment budget, if your home purchase is over the conforming loan limit for your preferred Utah county, consider talking to Scott about his competitive Jumbo home loan options!

Are you currently home shopping?

If you are currently home shopping in Utah but haven't spoken to a home loan lender about the home loan process, consider Scott Buehler as your Loan Officer! Whether you are a first-time or experienced homebuyer, Scott Buehler would be thrilled to be by your side throughout the home purchase process!


Begin your 60-second questionnaire to get started! Scott will happily guide you through the process, issue you a prequalification letter to your real estate agent after a loan review and help you with your home loan options.

About Scott Buehler

Scott Buehler Your Mortgage Consultant

Welcome to an exceptional home buying experience with Scott Buehler, a Senior Mortgage Consultant, by your side. I'm a proud father of three, a homeowner, hiker, biker, writer and love being around water (my zen place).

My goal is to be your Loan Officer for life. I'm here to help you finance your first home and every loan after. It is my hope this website and all guides establish me as your go-to professional for you, your family, friends, neighbors and everyone in-between.

Disclaimer

The content on this page provides general consumer information. It is not legal advice or regulatory guidance. Scott Buehler updates this information periodically. This information may include links or references to third-party resources or content. Scott Buehler or Veritas Funding does not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that may also serve your needs. Veritas Funding does not offer real estate services. Contact a licensed Real Estate Agent for real estate information. Veritas Funding does not provide credit repair services. Veritas Funding does not offer tax services. Contact your tax preparer for advice on your personal or business taxes.

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Personal Hands-On Help with Scott Buehler

Every client is unique which requires special care, understanding, compassion and know-how. You will have specific questions that are based around your specific circumstances that aren't answered here.

As your mortgage consultant, I want you to understand that you can come to me directly with anything about home loans. There are no "dumb questions" about one of the largest financial transactions of your life! Please ask.

Accommodations Include: Email, texting, in-office meetings and phone calls. After-hour and weekend accommodations available by appointment.

Below, you will find a form to ask a direct question by email. Please verify your email is correct so you'll receive my reply. You may also send a text to 435.590.1019 to ask questions or to check availability for a phone call.

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