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Cookies and Advertising Policy

Thank you for visiting the cookies policy of this website.

Form Submission Guidelines

By entering your contact information, you are providing express written consent for Guild Mortgage Company to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.

Media Advertising Guidelines

Scott Buehler wants you to be comfortable and confident when using our website. Therefore, we would like to share with you the following principles that govern our information practices and other privacy aspects of our website:

We do not make our advertising decisions based on political affiliations or in support of, or against, any political or religious group. We firmly believe in the right of free speech, however, we also believe we have an obligation to ensure our advertising does not appear in content that is detrimental to our brand values. As one of our “ISMs” states, we “Do the Right Thing” when deciding where our advertising messages will appear. This means we will not advertise within programs that consistently exploit excessive or gratuitous violence or sexuality, which demean or denigrate any religion, race, sex or which are otherwise lacking in good taste.

Should our advertising appear within programming content that violates these guidelines we will review the content in question and make decisions about the appropriateness of that program for future consideration.

Web-related Information Collection

We use web beacons or pixel tags in conjunction with cookies on our website, including session ID cookies, non-persistent cookies. A cookie is a text file sent by a web server to a web browser and stored by the browser. The text file is then sent back to the server each time the browser requests a page from the server. This enables the web server to identify and track the web browser and load the pages according to a user’s preferences for that particular site, including the personalization of content.

Cookies are also used to gather statistical data, such as which pages are visited, what is downloaded, the ISP’s domain name and country of origin, and the addresses of sites visited before and after coming to our site, as well as your “click stream” activity, meaning the paths taken by visitors to our site as they navigate from page to page and transactional attributes in accordance with information you voluntarily submit in the course of using our site. This data is aggregated for analysis to ensure proper functioning of our site, in terms of navigation and usability, as well as to evaluate the effectiveness of our marketing activities. At no time do any of our cookies capture any personal information.

We may use the information we obtain from the cookie in the administration of our website, to improve its usability and for evaluating our marketing events. We may also use that information to recognize your computer when you visit our website. Most browsers allow you to refuse to accept cookies. Blocking cookies, however, can also have a negative impact on the usability of many websites.

We also use third-party tracking services that use cookies or other tracking technology to track non-personal information about visitors to our site in the aggregate such as web page views, other sites visited and referral page information to track the effectiveness of our marketing campaigns to bring visitors to our site. We use respective web beacons to gather information that lets use tune and improve our user’s browsing experience, as well as track user responsiveness to various advertising campaigns and user activities. loanDepot utilizes information such as “click stream” and transactional data, and use all information collected in the aggregate, for anonymous purposes. No personal or sensitive information is transmitted to advertising partners. However, certain partners may collect incoming IP addresses in connection with your visits to our site.

This site uses the Google Maps API, the Google Places API and the Google Maps Geocoding API to collect information about your location. By using this site you agree to allow us to cache your location for the uses described herein. You may revoke this consent at any time by disabling geolocation sharing in your browser and starting a new browsing session. This information is used to identify nearby branch locations and provide directions to those locations and such information is only retained during your browsing session. Google’s Privacy Policy is incorporated herein and can be found at https://policies.google.com/privacy. By using this site you agree to be bound by Google’s Terms of Service which may be found at https://policies.google.com/terms.

Google Analytics

This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies,” which are text files placed on your computer, to help us analyze how users use this website. The information generated by the cookie about your use of the site and other information (including your IP address) will be transmitted to and stored by Google on their servers. Google will use this information for the purpose of evaluating how the site is used, compiling reports on site activity for us and providing other services related to site activity and Internet usage.

Google may also transfer this information to third parties when required to do so by law, or where third parties process the information for Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however, please note that if you do so, you may not be able to use the full functionality of the site. The information generated by the cookie may also be aggregated and accessed by third parties who provide services related to the site to us. The Finance Authority of Maine also advertises on the Internet. In doing so, we use third party vendors, including Google, to show our ads on a variety of sites on the Internet.

These third party vendors, including Google, use cookies and other technologies to serve ads based on a users’ prior visits to the site. Users may opt-out of Google’s use of cookies for this purpose by visiting the Google advertising opt-out page. You can opt-out of other third party vendors’ use of cookies for this purpose by visiting the Network Advertising Initiative opt-out page. Opting out means that ads you receive will not be based on your preferences or behavior. By using this site, you consent to the processing of such data about you by Google and such third parties in the manner and for the purposes set forth above.

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